Loan Center
Welcome to the Loan Center! Are you looking to buy a home? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!
Benchmark Mortgage offers over 200 home loan choices to meet nearly every need we encounter with our valued clients. Here are just a few of the choices we can provide for investors and primary or second home buyers:
- 100% Financing with VA and USDA loans
- First Time Homebuyer – including specific expertise in FHA Lending
- Interest Only Loans
- Jumbo and Super Jumbo
- Foreign National Loans
- Debt Consolidation
- Reverse Mortgages
- Commercial Loans
Choosing A Home Loan Program
There isn’t a single or simple answer to the question of what mortgage loan is right for you. The right type of mortgage for you depends on many different factors:
- Your current financial picture.
- How you expect your finances to change.
- How long you intend to keep your house.
- How comfortable you are with your mortgage payment changing.
For example, a 15-year fixed-rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed-rate mortgage — but your payments could get higher when the interest rate changes.
The lowest rate in the wrong loan program can cost you thousands of dollars too much. The best way to find the “right” answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with one of our Certified Liability Advisors.
At any point, feel free to e-mail or call us at 239-322-1904 regarding any questions you may have. We are here to personally help you through the entire home financing process.
